Agri Credit Officer – Agriculture Lending (3+ Yrs Exp)

Job Description

Locations: Pune (411001), Hyderabad (500001), Bengaluru (560001)
Experience: Minimum 3 Years
Education: B.Sc (Agriculture/Dairy) or MBA (Agri-Business / Rural Management)
Salary: ₹6–10 LPA CTC
Employer: Our Client – A Reputed Private Bank

Job Summary

AgriRecruiters.com is hiring Agri Credit Officers for a reputed private sector bank. This role involves managing and expanding agriculture credit portfolios in high-potential rural markets. The selected candidates will handle loan appraisals, conduct field assessments, and work closely with farmers, cooperatives, and agribusiness partners.

Key Responsibilities

• Assess and recommend agriculture credit proposals (retail, dairy, FPOs, micro-enterprise)

• Conduct field visits to evaluate cropping cycles, soil health, irrigation access, and farmer risk profiles

• Monitor disbursements, portfolio quality, and early delinquencies

• Liaise with internal credit teams, sales channels, and external stakeholders like FPOs and agri startups

• Stay updated on agri finance policies (PMFBY, KCC, NABARD schemes)

• Promote digital credit adoption using agri CRMs, mobile apps, and farm-level data tools

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Candidate Profile

• Minimum 3 years of experience in agri/rural lending, preferably in a bank or NBFC

• Strong understanding of crop economics, agri value chains, and FPO dynamics

• Education in B.Sc Agriculture/Dairy or Agri MBA/Rural Management

• Good communication in English and regional language (Marathi / Telugu / Kannada)

• Proficiency in MS Excel, credit MIS systems, and rural customer handling

Why Apply via AgriRecruiters.com

• We are India’s only dedicated agri & food sector hiring platform

• We help you get shortlisted faster with resume review and JD-matching

• Our clients include top-tier NBFCs, private banks, agri input companies, and startups

• Jobs not listed on public portals are often filled via our exclusive network